Checking
Peoples State Bank offers both Personal and Business Checking Accounts.
- Minimum Balance of $200.00
- Unlimited Withdrawals
- $6 Service Charge if the Account is Below Minimum Balance
- You May Order Debit Card & Checks
- Minimum to Open Account $100.00
Interest-Bearing Checking
Peoples State Bank offers both Personal and Business Interest-Bearing Checking Accounts.
- Minimum Balance of $1500.00
- Unlimited Withdrawals
- Please Call for Current Interest Rates
- You May Order Debit Card & Checks
- Minimum to Open Account $1500.00
Savings
Savings accounts offered for both Personal and Business.
- Minimum Balance of $50.00 - Personal Savings
- Minimum Balance of $100.00 - Business Savings
- 3 Withdrawals per Month
- Please Call for Current Interest Rates
- $3 Service Charge if Below Minimum Balance
- Minimum to Open Account $50.00
Money Market
Personal and Business Money Market. Accomplishing savings goals with a safe and secure investment.
- Minimum Balance of $2500.00
- 6 Withdrawals per Month
- Please Call for Current Interest Rates
- $10 Service Charge if Below Minimum Balance
- You May Order Checks
- Minimum Amount to Open Account $2500.00
Certificate of Deposit
A CD is a type of Savings Account with a fixed time period and interest rate. CDs tend to have higher rates than a Regular Savings account but don't allow easy access to your funds until the maturity date.
Consider a CD for two reasons:
- Guaranteed returns without much risk (if under FDIC limit)
- Have a safe place for Savings earmarked for future use
